Frequently Asked Questions

1What is a Claims Adjuster?

A claims adjuster is an independent insurance professional that policy holders can approach and hire to facilitate the settlement of their insurance claims. Throughout the process, a claims adjuster performs the evaluation of the policy, assessment of damages, documentation, and negotiation with the insurance provider. Having a claims adjuster to handle your insurance claim can spare you from the stress of having to deal with it on your own and increases your chances of getting a maximum settlement. When claiming for insurance coverage, your insurance company will provide an adjuster that will conduct the investigation and assessment. Hiring your own claims adjuster that is not in any way connected to your insurance provider enables you to protect your best interests and can assure you of a fair and unbiased case resolution.

2When should I consider hiring the services of a Claims Adjuster?

It is highly recommended that you seek for the assistance and services of a claims adjuster as soon as the loss/damage to your property occurs. A claims adjuster has the right skills, knowledge, and expertise to identify the immediate steps you should take to prevent further damage to your property. Moreover, a claims adjuster can also provide you the professional services that you need to properly assess, investigate, and document the damages. You can be certain that your insurance policy with be interpreted accurately so that you can get the most out of it.

3Why is it beneficial for policy holders to hire a Claims Adjuster?

A claims adjuster works exclusively for you and not for the insurance provider, which means that you’ll have undivided and unbiased attention when claiming for insurance coverage. Aside from having a duly-licensed and certified professional to represent you, hiring a claims adjuster can save you a significant amount of time and energy. This gives you the peace of mind you need to re-center and focus on other important things like your life, family, and business. Survey also reveals that hiring a claims adjuster expedites the process of claiming for insurance coverage and protects your rights as a policy holder. More importantly, the chances of receiving maximum settlement are much higher when you hire a claims adjuster to represent and negotiate for you.

4How will a Claims Adjuster process my insurance claim?

Claims adjusters are equipped with the right knowledge, experience, and expertise to facilitate different types of insurance claims. They understand the language of insurance providers as well as the ins and outs of the industry. Insurance claims are processed by following specific steps and procedures to achieve the best possible outcome. Claims Adjusters also formulate their own strategies and winning solutions based on the merits of the case.
Evaluation: The process starts with a thorough evaluation of your insurance policy to identify the best strategies in presenting your insurance claim.

Documentation: This includes assessment and gathering of substantial evidences that would be beneficial to your case.

Case Presentation and Negotiation: The claims adjuster will approach your insurance provider on your behalf to present your case, substantiate all evidences, and negotiate for the maximum settlement.

Resolution: The claims adjuster will present to you the favorable outcome of the negotiation, which is the best possible settlement that can ultimately help you recover from your losses.

5Will using a Claims Adjuster affect my contract with the insurance company?

Hiring a claims adjuster will not affect your existing contract with your insurance provider. The job of a claims adjuster is to facilitate the process of claiming for a maximum insurance coverage and to uphold the rights of the policy holders by negotiating for the best settlement. As your representative, our influence can only go as far as assisting you in having a fast and convenient insurance claim process. Our services will not affect or change your insurance policy nor will it affect your contract with the insurance company.

6What other services does a claims adjuster provide?

A claims adjuster provides different insurance-related services and assistance. The most common one is handling of insurance claims and negotiating on behalf of a policy holder. In addition to that, a claims adjuster can also help those who have been denied of insurance coverage by reviewing the claim, evaluating the policy, and re-opening the case for a more elaborate negotiation. Policy holders that have been low-balled by their insurance providers and received unfair or insufficient settlement may also seek for the services of a claims adjuster. Such cases are subject for further analysis to create strategies that would increase the coverage. And lastly, a claims adjuster also provides free consultation and helpful advice to policy holders to prevent further losses and damages to their property.

7Who can benefit from hiring a Claims Adjuster?

All property and business owners that have existing insurance policies can benefit from having a claims adjuster. The services of a claims adjuster are essential among policy holders that want to be spared from the hassles and inconveniences of having to negotiate with their insurance providers on their own. A claims adjuster will do all the leg work and laborious tasks to ensure that a maximum coverage will be achieved. Policy holders that have been denied of their insurance claims, or have been presented with unreasonable settlements can likewise benefit from the services of a claims adjuster. Homeowners, entrepreneurs, and property owners that are dealing with any type of property loss or damage can rely on the expertise of a claims adjuster to find effective solutions to help them recover.

8How much does a claims adjusting service cost?

Orlando Claims Adjusters does not charge upfront fees for the professional services. In our commitment to serve you in the best way we can, our services are free until you get your settlement. You don’t have to pay any outright charges until we’re able to come up with a favorable resolution. The standard rate for out services is a minimal percentage of the settlement amount that you have acquired from your insurance provider. If we’re unable to help and deliver better results, consider our services free.